Is Your Ministry as Safe as It Could Be?

Have you thought through potential dangers that may confront your ministry? Taking steps to consider and address these risks provides important protection from injuries, lawsuits, fires, and dozens of other hazards that may affect your ministry, especially your employees and those you serve.

Here are some ideas to help you develop a risk management plan for your church or ministry:

  • Choose good people. Create one or more committees of people who understand and value risk management. If possible, choose professionals involved in your ministry to help in specific areas; e.g., an accountant for financial issues and a building contractor to evaluate facility risks.
  • Take small steps. Break the process into several steps. Focus on the areas most central to your ministry, such as your children’s ministry or sports program.
  • Identify hazards. Consider any risk that can cause injury, illness, death, loss, or damage to equipment or property. Such risks range from weather and medical emergencies to child sexual assault and counseling liabilities. Identify risks specific to your ministry.

Develop the Plan

Once you have finished preparations, you’re ready to begin work on your risk management plan.

  • Assess the risks. Estimate the probability and severity of each potential risk. Think in terms of worst-case possibilities to get a credible measure of how severe a risk could become. With the results, you will have a useful tool for identifying which risks you should give closest attention.
  • Analyze risk control measures. Identify specific strategies and tools that reduce or eliminate risks. There’s a range of options, from deciding not to take a risk at all to finding ways to reduce, accept, or transfer the risk. Consult with your church’s attorney for assistance.
  • Make risk control decisions. Once you have chosen a strategy, determine the level of risk remaining. Do you think the remaining risk is acceptable? Should you modify the plan to develop measures to better control the risk?
  • Implement risk controls. Document your plan fully and implement it with appropriate resources. Communicate the plan to church or ministry employees, volunteers, and others involved in your ministry.
  • Supervise and review. Make sure everyone follows your plan. Review the plan periodically. Seek feedback from people involved in all aspects of the plan, and use their comments to modify it as needed.

With these suggestions, you should be able to create a risk management plan for your church or ministry that can help you keep everyone, from infants to the elderly, safe.

July 21, 2020
Tips for Beating the Summer Heat
Tips for Beating the Summer Heat

Not only can summer heat be uncomfortable, but it can also pose a threat to your health. The heat can be especially dangerous for the elderly and for infants. Regardless of your age, don’t let the summer heat get the best of you!

Tags: damages, insurance, claims
March 31, 2020
CARES Act: Churches Need to Apply Now
UPDATED: CARES Act: Churches Need to Apply Now

Learn about the CARES Act and two loans for which ministries may be eligible, since Congress authorized additional funding April 23. 

March 6, 2020
Coronavirus and Your Ministry: Tips for Prevention
Coronavirus and Your Ministry: Tips for Prevention

As concern over the dangers associated with the spread of a new coronavirus, COVID-19, spreads, our agency and Brotherhood Mutual want to keep you informed and provide best practices for managing the spread of this and similar illnesses at your ministry.

January 29, 2020
Hosting a Game Day Bash? Brush Up on Copyright Basics
Hosting a Game Day Bash? Brush Up on Copyright Basics

The first Sunday in February is a big day for sports fans. In fact, many Americans view Super Bowl Sunday as a national holiday. Friends and families will gather this year to watch the big game, enjoy delicious snacks, and of course, critique the commercials that go along with game day.

Are You Covered If You're Injured Overseas?
Are You Covered If You're Injured Overseas?

Recently, we learned about two major overseas incidents involving pastors on mission trips. The first incident involved a pastor being hit by a motorcycle while running. The second was a bus accident involving two pastors. The runner and one of the two bus passengers sustained extensive injuries.

Tags: missions, insurance
IRS Announces More Church Audits Regarding ACA Compliance
IRS Announces More Church Audits Regarding ACA Compliance

Last month, the IRS announced that its initiating hundreds of church exams to test compliance with the Affordable Care Act (ACA). While many provisions only apply to churches with 50 or more full-time equivalent employees (FTEs), even smaller churches could potentially violate provisions applicable to health benefit plans with as few as 2 plan participants.

Tags: ACA, IRS
July 3, 2019
Celebrate Safely This Independence Day
Celebrate Safely This Independence Day

July 4th is synonymous with food, fun, and fireworks. If your church is planning an event this Independence Day, remember to keep a focus on safety, so that everyone can have fun.

Tags: firework safety
June 28, 2019
Insurance is one of those things we forget about until we need it
Insurance is one of those things we forget about until we need it

National Insurance Awareness Day falls on June 28 this year to remind people everywhere that insurance is vital to their companies and ministries.

Tags: damages, insurance, claims
May 5, 2019
May 5-11 is Hurricane Preparedness Week
May 5-11 is Hurricane Preparedness Week

The National Weather Service (NWS) has designated May 5-11, 2019, as National Hurricane Preparedness Week. Is your ministry prepared?

Tags: damages, protect, weather emergency
April 9, 2019
Vehicle Registration Guidelines for Ministries
Vehicle Registration Guidelines for Ministries

Do you use commercial vehicles that transport more than 15 passengers or carry cargo from one state to another as part of your ministry? If so, you are required to register with the Federal Motor Carrier Safety Administration (FMCSA) and obtain a USDOT number.

Tags: vehicle safety, auto insurance, liability
September 21, 2018
Measles Reported in 21 States, Including North Carolina
Measles Reported in 21 States, Including North Carolina

The Centers for Disease Control says 107 cases of measles have been reported in 21 states, including North Carolina, since January 1.

Tags: damages, insurance, claims
June 1, 2018
June Is National Safety Month - Week 1: Emergency Preparedness
June Is National Safety Month - Week 1: Emergency Preparedness

The National Safety Council has designated June as National Safety Month, so we want to make sure your ministry is doing everything it can to protect its people, property, and programs. Each week in June, we’ll tackle a different topic. Up this week: Emergency Preparedness.

Tags: disaster prep, fire prevention, lightning, medical emergency, medical team, storms, weather emergency
April 18, 2018
Collect Online Donations? This New Scam Targets You
Collect Online Donations? This New Scam Targets You

There’s a new scam in town, and ministries and other organizations collecting donations are the primary target. If your ministry collects tithes or donations, you could be targeted by scammers practicing donation overpayment fraud.

Tags: donations, finances, fraud, cyber security
February 21, 2018
Remembering Billy Graham
Remembering Billy Graham

Beloved evangelist Billy Graham was called to his heavenly home on Wednesday, February 21, 2018, at the age of 99.

Tags: Billy Graham
February 9, 2018
Flu Is Widespread: Protect Your Congregation
Flu Is Widespread: Protect Your Congregation

For the first time in its 13 years of influenza monitoring, the U.S. Centers for Disease Control and Prevention is reporting that every state in the continental U.S. is seeing widespread flu activity. Get tips on how to keep your congregation healthy this flu season.

Tags: health safety, risk, protect, health, flu
June 19, 2017
Off-Site Youth Activities
Off-Site Youth Activities

Snow skiing. Camping. Whitewater rafting. A youth group trip can give students an exciting diversion from their weekly routines, as well as an opportunity to strengthen healthy friendships. Off-site activities may challenge your students to step outside of their comfort zones a bit, but this can bring about a positive result.

 

Tags: youth, insurance, safety
June 7, 2017
Insurance Protection Should Accompany Every Mission Trip
Insurance Protection Should Accompany Every Mission Trip

If you are in the process of planning a mission trip for your church group, make sure to think carefully about insurance, safety, and security as you hammer out the details. Extra preparation could minimize headaches when your group arrives on the mission field.

Tags: mission insurance, foreign travel, liability, coverage
May 24, 2017
Think Before You Loan Your Ministry's Vehicles
Think Before You Loan Your Ministry's Vehicles

Has your church or school ever been asked to loan one of your vans or buses to another? Before you decide to loan your ministry vehicles to another organization, seriously consider the potential risks associated with such a decision.

Tags: auto insurance, loaning vehicles
March 29, 2017
Has Your Church Completed a Personal Property Inventory?
Has Your Church Completed a Personal Property Inventory?

Completing a personal property inventory of your church or ministry could be one of the wisest activities you can pursue. If disaster strikes and you file an insurance claim, you may need an inventory highlighting damaged items.

Tags: claims, coverage, insurance, property
March 15, 2017
Is Your Ministry as Safe as It Could Be?
Is Your Ministry as Safe as It Could Be?

Have you thought through potential dangers that may confront your ministry? Taking steps to consider and address these risks provides important protection from injuries, lawsuits, fires, and dozens of other hazards that may affect your ministry, especially your employees and those you serve.

Tags: protect, safety, security, security team, protecting staff members, risk management